- Reliable Insurance Solutions
Reliable Protection. Real Guidance. No Pressure.
Trusted by more than 100+ Companies






























- About Me
Protecting What Matters Most - With Honesty and Experience
I’m the founder of DeFazio Insurance Brokerage, an independent firm focused on helping individuals and families protect their income, home, and long-term financial stability. With over 16 years of experience in sales and client service, my approach is simple – provide clear options, keep the process efficient, and put the client first.
As an independent broker, I’m not tied to one company. I work with multiple A-rated carriers to find the best fit based on each person’s needs, health, and budget. My goal is to make sure clients understand their options, especially when it comes to living benefits and long-term flexibility, so they can make confident decisions.
I take a straightforward, no-pressure approach and stay involved throughout the process, from initial consultation to policy delivery and beyond.
- Services
Insurance Solutions That Keep You Protected and Confident
Mortgage Protection & Equity Protection
Keep your family in their home no matter what happens. I help you protect your mortgage and the equity you've worked hard to build.
Indexed Universal Life (IUL)
Build cash value and long-term wealth with a flexible policy that grows with the market — while protecting you from the downside.
Whole Life & Term Life Insurance
Lifelong or term-based — I'll help you find the right level of protection for your family at a price that fits your budget.
Final Expense & Guaranteed Issue Whole Life
Give your family peace of mind. These plans cover end-of-life costs so your loved ones aren't left with unexpected financial burdens.
Annuities and Health Insurance
Secure reliable retirement income and the right health coverage - all in one place. I'll help you build a plan that protects both your health and your financial future
- Why Choose Me
Experienced, Independent, and Always On Your Side
Working with an independent broker means you get honest guidance — not a sales pitch tied to one company’s products. I combine 16+ years of industry experience with a straightforward, client-first approach to make sure you walk away with a policy you actually understand and can rely on.
- Independent broker : I shop multiple A-rated carriers so you get the best fit, not just the easiest option
- Transparent pricing with no hidden fees : or confusing fine print
- Clear explanation of living benefits.
- No-pressure consultations - I guide you, never push you
- Involved from first call through policy delivery and beyond
- Responsive, reliable, and genuinely invested in your outcome
- Request a free call back
Let's Talk About Protecting Your Future
Whether you’re exploring your options for the first time or looking to review an existing policy, I’m here to help. Reach out and I’ll get back to you promptly.
EXCELLENT Based on 115 reviews Posted on Janessa STrustindex verifies that the original source of the review is Google. Carlos is amazing! He’s super fast, always gets things done, and makes the whole process so easy. He’s also really kind and helpful every single time I reach out. It’s nice working with someone who actually cares and follows through. Highly recommend him!Posted on María GutiérrezTrustindex verifies that the original source of the review is Google. Great service!! Carlos helped me a lot! Before coming to him I called a lot of covered California brokers and no one would answer. I called him and saw him the next day! He has patience and explains everything. Would always recommend him!!Posted on robert garibayTrustindex verifies that the original source of the review is Google. Good service , I spent 3 days looking for liabilty boat insurance. Called back and assisted till we got the boat insurance . Highly recommend good customer service ,it friday and he didnt make me feel like he wanted to hang up or help the next working day. All taken care or same day 1 phone call. Excellent customer service 👏 👍Posted on Heather DanleyTrustindex verifies that the original source of the review is Google. Working with Carlos was great! He was very professional and helpful. I would highly recommend working with him and plan to continue working with him on my future insurance needs.Posted on Seng VangTrustindex verifies that the original source of the review is Google. I changed over insurance agency from Stockton to Sacramento and Carlos from Greenhaven Insurance Agency made the transition very easy.Posted on Jose LopezTrustindex verifies that the original source of the review is Google. Carlos helped me navigate insurance for my father who lives in Sacramento. I live in Los Angeles. He returned phone calls in a timely and professional manner. Plus he found a policy for my father in law that keeps his doctors and at a better price than his previous insurance. Thank you Carlos for all your help👏🏽Posted on Ed KTrustindex verifies that the original source of the review is Google. Great customer service. Quick and responsive!Posted on Serouge PTrustindex verifies that the original source of the review is Google. Carlos is hands down the best in the business. He serviced all our property insurance needs and did so with efficiency and class. He was able to help us in getting commercial liability and property coverage for our apartment complexes in expert fashion. Given the current difficult insurance landscape in California, and cancellations rising, Carlos will stop at nothing to make sure he finds the best insurance option for your property or other assets. He will get the job done and get it done quick. I highly recommend his services to anyone in the market for insurance.Posted on Katherine ShiTrustindex verifies that the original source of the review is Google. I can see why there are so many good reviews for Carlos, I had just gotten off the phone with him after calling and was so impressed by how friendly and helpful he was along with his attention to detail. I did not expect to be able to get such immediate answers and he was so easy to talk to. Thank you for your help Carlos!
- What I Do
Reliable Financial Protection - Tailored to You
I help individuals and families protect their income, their home, and their long-term financial stability. Here’s what working with me looks like:
- Independent Broker: I’m not tied to any single insurance company. I shop multiple A-rated carriers to match your specific needs, health situation, and budget – so you get the right policy, not just the most convenient one.
- Living Benefits & Long:Term Flexibility Many clients don’t realize what their policy can do for them while they’re still living. I make sure you fully understand your coverage – what it offers today and how it can work for you in the future.
- Straightforward: No-Pressure Guidance From the first conversation to the day your policy is delivered – and every question that comes after – I stay involved. My goal is to give you the confidence to make the right decision for your family.
- My goal is simple: give you a plan that works for the long haul – and the peace of mind that comes with it.
Key Reasons Clients Choose DeFazio Insurance Brokerage
Discover the benefits that make our insurance solutions reliable, simple, and tailored to your needs from clear policies to dependable customer support.
1. Transparent & Easy to Understand
2. Fast & Smooth Process
From consultation to policy delivery, I keep things efficient. I respect your time and work to get things done right — without unnecessary delays.
3. Dependable, Long-Term Support
My relationship with clients doesn’t end at policy delivery. I’m always available to answer questions, review coverage, and assist with anything that comes up.
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