Not all auto insurance is the same!
Without proper guidance you may have an auto policy but not one that will actually protect you in the
event of an accident. Because everyone's situation is unique it is important to have an auto policy
the fits your specific needs. Our auto policy contains both vital and convenience coverages which
allows us to shape a policy around your needs.
Vital coverages include:
*Bodily Injury and Property Damage-
This coverage pays for bodily injuries to other people or damage to their property, if you are liable. It
pays whether your car is driven by you, a qualified family member, or another driver using your car
with your permission. In most cases, you're even covered in a car you borrow or rent temporarily. We
can help you select the appropriate monetary limits of your policy.
*Uninsured Motorist-
All bodily injuries to you, qualified family members, and any other person occupying your covered
auto, caused by an uninsured motorist or a hit- and -run driver, will be paid with this coverage.
Uninsured property damage coverage is also available. You have the option to increase your
Uninsured Motorist limits up to the same limits carried for Bodily Injury.
*Comprehensive-
With comprehensive coverage, damage to your car will be paid except when it is caused by collision
or upset (rollover). Coverage includes damage from such causes as fire, vandalism, windstorm,
falling objects, animals, water or flood.
If your car is stolen, it pays up to $15 a day, but no more than $450 total, for transportation costs
starting 48 hours after notifying us and the police.
*Collision-
All accidental damage to your car by Collision with any object or by upset (rollover) is covered with
collision. Coverage includes up to $200 for damage to your clothing or luggage while in the car. It
pays up to the actual cash value of your vehicle, less the deductible you select.
Auto Insurance
Convenience Coverages Include:
*Medical-
Reasonable medical expenses arising from an auto accident, regardless of fault, for you,
qualified family members or passengers. Our Medical coverage also pays such expenses
for you and qualified family members while in a non-owned car or if hit by a car, up to
the amount specified on the policy.
*Rental Car Reimbursement-
In the event of an accident we will pay you $50 per day for a rental car while your vehicle is in the
shop. The maximum amount payable under this coverage is $1,000.
*Rental Car Reimbursement with Loss of Use K-5--
In the event of an accident we will pay you $50 per a day whether you rent a car or not. This coverage
will pay $50 per day for extra expenses resulting from either a Collision or Comprehensive loss. If a loss
occurs over 50 miles from your home this coverage will pay up to $500 extra expense to return the
repaired car to its home or destination. In the case of total theft this coverage will pay $35 per day up to
$1,000 in excess of the $15 per day provided on the standard policy. The maximum payable under K-5
is $1,000.
*Towing and Road Service-
With just one toll-free call, Farmers Service Representatives across the U.S will help get you back on
the road quickly and safely. You can just sign for reasonable and necessary services up to $150 -no
need for cash, check or credit card. (Charges over $150 should be submitted to us for
reimbursement.)
*Glass Deductible Buyback-
With this coverage the deductible for comprehensive coverage will be reduced to $100 for glass. This
means if your windshield chips, cracks, breaks, etc you can get a brand new windshield for only $100!
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*Medical-
Reasonable medical expenses arising from an auto accident, regardless of fault, for you,
qualified family members or passengers. Our Medical coverage also pays such expenses
for you and qualified family members while in a non-owned car or if hit by a car, up to
the amount specified on the policy.
*Rental Car Reimbursement-
In the event of an accident we will pay you $50 per day for a rental car while your vehicle is in the
shop. The maximum amount payable under this coverage is $1,000.
*Rental Car Reimbursement with Loss of Use K-5--
In the event of an accident we will pay you $50 per a day whether you rent a car or not. This coverage
will pay $50 per day for extra expenses resulting from either a Collision or Comprehensive loss. If a loss
occurs over 50 miles from your home this coverage will pay up to $500 extra expense to return the
repaired car to its home or destination. In the case of total theft this coverage will pay $35 per day up to
$1,000 in excess of the $15 per day provided on the standard policy. The maximum payable under K-5
is $1,000.
*Towing and Road Service-
With just one toll-free call, Farmers Service Representatives across the U.S will help get you back on
the road quickly and safely. You can just sign for reasonable and necessary services up to $150 -no
need for cash, check or credit card. (Charges over $150 should be submitted to us for
reimbursement.)
*Glass Deductible Buyback-
With this coverage the deductible for comprehensive coverage will be reduced to $100 for glass. This
means if your windshield chips, cracks, breaks, etc you can get a brand new windshield for only $100!
Back to Products
